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Before You Apply

  • How it works
  • Eligibility Criteria
  • Straightforward Process
  • The Benefits
  • New Build Warranty
  • Ability to Repay
  • Repayment Options
  • Repayment Assistance Programme
  • Repossession Processes
  • Land Acquisition in Ghana
  • Land Act 2020 (Act 1036)
  • Getting A Building Permit
  • BNPL Terms & Conditions
  • Self-Administered Searches

Project Types

  • Owner-Occupier Residential
  • Residential Rental / Sale (4 Units or Less)
  • Residential Rental / Sale (4 Units or More)
  • Schools & Churches
  • Clinics & Hospitals
  • Hotels & GuestHouses
  • Office Spaces & Shops
  • Factories & Warehouses
  • Farming Project Structures
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  • Entertainment & Recreational Centres
  • View All Project Types
  • Exclusions

Built-in Services

  • Architectural & Structural Drawings
  • Building Permit Procurement
  • Post-Construction Services
  • Construction Services
  • Remove & Replace
  • Renovation & Refurbishment
  • Direct Construction Finance
  • Soft & Hard Furnishing
  • Home & Kitchen Appliances
  • Building Materials & Supplies
  • Solar PV Systems Installation
  • Water Harvesting Systems
  • Landscaping & Beautification

Direct DCANS Alternatives

  • Rent & Pay Monthly
  • Rent to Buy Homeownership
  • DCANS Affordable Housing
  • Building Materials On Credit
  • DCANS Middle Income & Luxury Homes
  • Buy-to-Let Properties
  • The Property Portfolio Builder
  • Landowner Partnerships

About Us

  • Who We Are
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Legal Notices

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  • Social Media Policy
  • Modern Slavery Statement
  • Hybrid Work Policy
  • Capability Statement

TDG Ecosystem

  • We Buy Houses
  • We Buy Commercial Properties
  • We Buy Registered Lands
  • We Buy Cars
  • Earned Wage Access (EWA)
  • Care Now Pay Later
  • Buy Groceries On Credit
  • Eat Now Pay Later
  • Fashion & Beauty Products
  • Phones, Computers & Tablets
  • Drive Now Pay Later
  • Startups & MSME Platform

Tools & Calculators

  • Calculators
  • Cost Estimations
  • Up to 30yrs Repayment

BY VIRTUE OF OUR TARGET USER GROUP (SALARIED WORKERS & REGISTERED BUSINESS OWNERS, WHO ARE LAND OWNERS), YOU ARE EXPECTED TO BE ABLE TO SPEAK, READ, WRITE AND UNDERSTAND BASIC ENGLISH TO FOLLOW SIMPLE SERVICE USE INSTRUCTIONS, OR WHERE APPLICABLE, SEEK INDEPENDENT LEGAL AND/OR FINANCIAL ADVICE BEFORE USING OUR SERVICES. OUR 24/7 ONLINE SUPPORT COMPLIMENTS THE ABUNDANT INFORMATION ALREADY PROVIDED ON THIS PLATFORM, AND NOT TO REPEAT THE READILY AVAILABLE INFORMATION.

YOUR OWN LITIGATION-FREE LAND REQUIRED TO USE THIS NO UPFRONT FEE ZERO DOWNPAYMENT DEVELOPMENT & CONSTRUCTION SERVICE. ALL APPLICATIONS ARE DONE ONLINE – NO PAPER APPLICATIONS, NO USELESS PRE-APPLICATION MEETINGS & NO TALKSHOP. ALL RELEVANT IN-PERSON MEETINGS (IN-OFFICE / ONSITE) ARE ONLY SCHEDULED FOR QUALIFIED APPLICANTS IN OUR DATABASE. IT IS ADVISED THAT PROSPECTIVE CUSTOMERS READ AND UNDERSTAND ALL CONSTRUCTION AND/OR FINANCE AGREEMENTS THAT COVER THIS SERVICE BEFORE SIGNING. SEEK INDEPENDENT FINANCIAL AND/OR LEGAL ADVICE FROM A QUALIFIED PROFESSIONAL BEFORE PROCEEDING. PLEASE DON'T APPLY OR CONTACT US IF YOU DON'T QUALIFY.

Using this platform constitutes acceptance of the terms, conditions & rules that govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. Legal & Compliance provided by TLA Firm & Ghanaian Partners.

© [2022] BUILD NOW PAY LATER GHANA, affiliated to Building Materials & Supplies On Credit Platform The Builder's Choice Ghana , Rent & Pay Monthly Platform Rent Now Pay Later Ghana, Affordable Housing Builder DCANS Developments Ghana, Property Portfolio Builder & Flipping Platform DCANS Properties Ghana, as well as Institutional Investors DCANS Investments Ghana (RGD: 434732013) and DCANS Capital UK (CRN: 07970200) and MSI Capital Ventures and C57H, Proprietary Trading Platforms DCANS FX and XAU79 and Crypto81 and CityStreet Coders & Quants, Direct Mortgage Providers DCANS Mortgage Ghana and DCANS Mortgage UK, Hospitality Platforms DCANS Hospitality Ghana and DCANS Hospitality UK, Earned Wage Access (EWA) Platforms Sikamaster (Ghana) and Quidmaster (UK), BNPL Providers DCANS Pay (Ghana) and Quid Pay (UK), B2B Bulk Supplies On Credit Platforms Supplier's Credit Ghana and Supplier's Credit UK, and Global Business Buyer Kaizer Labs and all other companies & businesses of the TDG Ecosystem are all part of The DCANS Group Limited (Registered in England & Wales [CRN: 12645872, VAT #: GB 157 9161 82 ] but dual-headquartered in Ghana and the UK), which itself affiliated to The Osei Family Office (OSFO).

This platform is securely powered by DCANS Hosting and Doctopus & Promoted by TDG Media Ventures (which also owns Ghana Business Today and DCANS Print) .

Want To Build A Career With Us? BUILD NOW PAY LATER GHANA does all recruitment via TDG Jobs Ghana (dedicated recruitment platform of The DCANS Group[TDG] Limited), that offers Hybrid Work Opportunities, Unmatched Bonuses & Perks.