Owner-Occupier Commercial Projects are construction to serve as the primary commercial space of the applicant.
OWNER-OCCUPIER COMMERCIAL PROJECT TYPES
May include: Offices, Shops, Warehouse, factories, etc.
FEATURES
• Typically for new construction or completion
• Repayment Period: Up to 10 yrs
• Minimum Monthly Repayment Amount: GHS1,000
REQUIREMENTS
• Must be a Registered Business Entity in Ghana or Abroad
• Applicant must between age 21 and 55 years old.
• Minimum Net Monthly Salary (or Household Income - may include that of your spouse, children, etc) is GHS2,000
• Applicant must already own land, free and clear of any litigation, and this must should not have been used as collateral for any loan whatsoever. For this reason, Search Fees are required upfront before we can process your application after signup.
HOW TO APPLY
Simply complete our free online application form, attaching all supporting documentation (where applicable).
RELATED PAGES
* Maximum period we hold loans on our books is 5 yrs, however there are plans already in place to sell your loan to BoG-regulated banks at any time we deem it fit without varying the terms of this loan contract to borrower's disadvantage.