Build Now Pay Later Ghana, is a Digital-First Construction On Credit Platform. It's targeted at persons who already own land or in a person to buy land if we assisted them.

 

NO UPFRONT FEES

There are no mandatory fees required to use our construction on credit services. But if you need us to carry our some required mandatory preconstruction checks for you, it comes at an upfront cost.

 

NO DOWNPAYMENT

There's no requirement for you to make any down-payment for the construction cost before work starts. And neither are you required to make construction cost repayment to us as construction continues - If you choose to make repayments to save you time and money, that's your own choice. However, repayments are mandatory to start 30 days after completion.

 

ONLINE APPLICATION ONLY

There are no paper forms with us. All applications are done via an online form via this website. 

 

MANDATORY PRECONSTRUCTION CHECKS

Before any construction will start, you need to demonstrate to us that you own the land in question, and it's free from any litigation or encumberances. You don't need to pay us to do these checks yourself. But if you need us to do that for you, to save you time, money and energy, it comes at an upfront cost.

 

NO USELESS MEETINGS

Construction itself is capital intensive enough, for us to waste precious time on just useless meetings or mere talk. With the abundant information already provided on this platform, you don't even need to call us or see us to know whether you qualify to use our services or not. In the unlikely event that you don't even know that you qualify to use our services, you can use our digital channels to contact us.

We only schedule in-person in-office or onsite meetings after qualified applicants have applied and completed our mandatory preconstruction checks.

 

PROJECT AS COLLATERAL

No extra collateral is required of you to provide, as the project being constructed serves as the collateral.