To use our construction services on credit, you first need to demonstrate to us that you're permanently employed, either as an employee salaried worker (public or private sector) or registered business owner. Our minimum verifiable net regular monthly income is GHS2,000 - You can't use our services is you earn below this figure !!
MINIMUM MONTHLY REPAYMENT AMOUNT
The minimum monthly repayment amount with us is GHS1,000. The specific amount you're required to pay is determined by your maximum repayment period, dependent on your remaining active working years before pension at age 60 (if you're a salaried worker), but up to 10yrs for all commercial projects.
MAXIMUM MONTHLY REPAYMENT AMOUNT
The maximum is capped at 50% of your verified net regular monthly income. You can always pay above our maximum threshold at no early repayment charges, so long as it doesn't affect your finances.
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The Building Construction Process