Construction projects are typically characterised by their complexity, the extensive network of overlapping contractors likely to be involved, and the considerable investment of resources that need to be employed before payment is likely to be received for much of the work. At least some of the finance for your construction project may be raised by borrowing, and we’ll be happy to discuss whatever amount you want to borrow – bearing in mind, of course, that any loan is secured against the building works themselves.

For residential construction project, the beneficiary (or borrower) must demonstrate proof of employment and regular income. Proof of registering for Tier-1 and Tier-2 pension will also be required.

For commercial projects, be prepared to support any application with a detailed business plan and cash flow projections. Financial status of your business and the proposed construction project is assessed.